A couple of weeks ago, I wrote about my best friend’s mom’s fight with terminal breast cancer, and sadly, we lost her this past week.
I’ve had the privilege of walking five of my loved ones through the end, and I handled the administration for most of them (or rather, all the admin that death leaves behind).
Somewhere along the way I became the “expert” friends and family call for this part. When my uncle died with no will or trust, I was his next of kin, which meant a mountain of paperwork, affidavits and court filings. If you’re in it right now, just know I’ve been there. Death is hard.
Life is tough, but so are you. You’ve got this. One day at a time, one thing at a time.
When my best friend asked me what to do, I realized I should write it down for everyone. Her mom had her affairs in order, which makes this so much easier, so I wrote it for both situations: the person who left a trust behind, and the person who left nothing sorted at all.
Start with these five:
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Order extra death certificates. They take about two weeks, and you’ll want 5 to 10 certified copies.
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Build one master list of every bank, card, account, bill and vehicle, plus everyone who needs to hear the news. You’ll reuse it more than once.
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Get into the safe deposit box early. Some banks seal it the moment they learn of a death, and you want the will, deeds and policies out first.
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Check beneficiary designations. Whoever’s named on a life insurance policy, 401(k) or IRA gets it directly, no matter what the will says.
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Flag their file with the three credit bureaus to stop identity theft before it starts, then pull their credit report to find accounts you didn’t know existed.
The full checklist covers the rest, from Social Security to their Apple account to the house (and yes, cleaning out the fridge, because future-you will be grateful). Laws vary by state, so use it as your map and loop in an attorney when things get complicated.
TA Team Tip: Every one of us on the TA team is in therapy, and we can’t recommend it enough. You cannot pour all of this out of an empty cup, so if you can, find a therapist who can help you carry the grief while you handle everything else.
If you’ve been through this and something saved you that isn’t on the list, hit reply and tell us. We’ll add the best tips to the checklist so the next person has an easier road.
👉 Save the full checklist.

Thania (TA Content Mgr)