
✅ Today’s Checklist:
- What is wealth anyway?
- Grow beyond stagnation
- TA reader Valerie reminds us ideas are meant to be shared
🤔 Riddle me this: What flies when it’s born, lies when it’s alive, and runs when it’s dead? (Find the answer on the bottom).
🧦 ICYMI: Get free, custom sock designs everyone will love—in just 24 hours! Get started here.
QUICK LINKS
💼 Is it harder than ever to get a job? (Probably.)
😂 Emailing ‘like a man’ makes comedic gold.
🤒 The new etiquette for calling out sick.
🧠 Reflections on trusting your instincts and maintaining humility.
🗓️ HR & L&D pros: Join this webinar to build a scalable L&D function on Nov 20 @ 10am PT / 1pm ET—assemble your team, secure executive buy-in, and drive real impact. Register for free here.
FINANCIAL STABILITY
What is Wealth Anyway?
According to financial guru Robert T. Kiyosaki, wealth really has more to do with what you know than how much you earn.
“I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education,” he says in his fan-favorite personal finance book, Rich Dad Poor Dad.
“If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.”
One of the reasons Kiyosaki’s book became and remained a best-seller is that it offers generally evergreen advice that’s also generally accessible to individuals at all income levels. A few takeaways to save:
🤑 Any budget should allocate funds to assets—investments that generate income or appreciate, such as real estate, stocks, and bonds. Most people plan their budgets around things that only cost money (groceries, vacations, cars, etc.). Those things are necessary of course, but Kiyosaki would have people budget for things that generate money: assets. Reallocating funds may mean temporarily downsizing or delaying the acquisition of desired goods for the sake of growing long-term wealth.
❌ Make a no-exceptions rule to “pay yourself” first. That means setting aside 10-20% of your income before spending it on anything else, even bills.
💡 Instead of avoiding risks, learn how to manage them. Every wealth-building strategy incurs risk. Avoiding risk only bars you from fulfilling your financial potential. Research investments to quantify and demystify risks. If things don’t go as you’d hoped, use that experience to better understand how the markets work and be more prepared next time.
🚀 Focus on possibilities instead of limitations. Instead of resting on a realization that you can’t afford to buy a new car or open up a business, brainstorm actions and approaches that might enable you to afford those things, one day.
GOAL CHECK-IN
We’re Halfway Through Q4—Keep Pushing!
We’re halfway through the quarter and we can practically taste the holiday season. If you’ve set quarterly goals, don’t leave them gathering dust. Make sure you’re regularly revisiting and refining them.
Here’s why it’s crucial:
- Keeps You Flexible: Monitoring progress weekly helps you pivot when things aren’t going as planned, rather than making last-minute, reactive changes.
- Boosts Momentum: When you see small wins each week, it builds motivation and consistency toward bigger milestones.
- Reduces Stress: Breaking down big quarterly goals into weekly objectives prevents overwhelm and keeps everything manageable.
Now, let’s explore how different platforms can support this process:
⌛ Use Wrike if you’re managing detailed, time-sensitive goals with multiple priorities
Wrike’s Gantt charts and task prioritization features allow you to see which goals are on track and which need attention. It’s ideal for project-based goals requiring precise scheduling and prioritization. Try Wrike for free here.
📝 Use Notion to blend goal tracking with personal and team productivity
Notion offers endless possibilities for organizing goals with customizable templates, task boards, and timelines. It’s ideal for individuals and small teams who want an all-in-one solution for personal and professional goal tracking. Try Notion for free here.
👀 Use monday.com if you’re tracking highly visual, project-based goals
monday.com’s customizable boards and visual task management make it easy to break down large goals into manageable chunks. It’s perfect for those who need visual clarity on tasks and dependencies. Try monday.com for free here.
BIGGEST CHALLENGE
Grow Beyond Stagnation
One TA reader is feeling stagnant: My biggest challenge right now is that I feel stagnant and I am missing out in life! I have not received a raise in two years even though I have asked.
Stagnation can be a maddening state to exist in. It might not feel as acute as stress, but that’s exactly why it can be so maddening. There are tons of self-directed things you can try to throw at stress.
Stagnation that’s not of your own making or within your control can feel like a complete dead end…because it is.
The good news is that this dead end doesn’t have to trap you! You deserve so much more than stagnation. You deserve all the progress, growth, and financial success you crave.
First, applaud yourself for asking for the raise. That takes a lot of nerve, and we’re sorry it didn’t pan out as you’d hoped.
“Asking for a raise, promotion, or other added perk (like an extra week of paid vacation or remote working privileges) can take a lot of courage, so when your request is denied, it can feel like a punch in the gut,” says coach Melody Wilding. Learn about the five things she encourages her clients to do after raise rejection to keep their motivation high >
We’re guessing you would prefer to stay at your current job and also get the raise you deserve. But just considering the idea of looking for a new job might be a way to shake off some of the feelings of being stuck. Keep it simple by starting with a pros and cons list.
Remember that you don’t have to take any action until you’re ready! (Bonus tip: define a hypothetical scenario that would indicate the time has come to move on. Example: If I have another conversation about a raise and get rejected again, I will start the process of looking for new opportunities.)
Consider financial strategies beyond earning additional money to achieve your lifestyle and stability goals. For example:
- Do some research and calculate the earning differences of performing the same function in a different industry. If there are stark differences, a change might make sense for increasing your income in both the short and long term. (Money with Katie)
- Make an up-front investment in bonds, stocks, or real estate to reap the long-term benefits of a passive income stream. (Motley Fool)
- Consider monetizing a hobby you’re passionate about. For example, selling botanical imprint postcards on Etsy. (Clever Girl Finance)
- Look into certifications relevant to your position and ask your boss if earning any of them could potentially merit a pay increase. (CNBC)
See our above segment on wealth and financial stability for even more strategies that would certainly benefit, but don’t require, a pay increase.
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SUBSCRIBER SPOTLIGHT
Don’t Hoard Ideas
“Ideas that are hoarded help no one. Success follows generosity.”
Valerie (Agent Support Manager)
⭐️ Share your best career advice here so we can share it in a future newsletter.
STAFF PICKS
Stuff We’re Loving This Week
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SPILL THE TEA
Before you go…
🚨 Open Jobs: Visit our job board here.
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